Our Riders - Insurance Add-ons

PRUValue Med

A medical rider that covers your medical expenses during hospitalisation.
Girl holding PRUValue Med card

Cover your health in times of need

 

PRUValue Med is designed to cover your medical and surgical expenses when you require hospitalisation. With PRUValue Med, you have flexible options to customise your coverage according to your needs;

  • Preferred room and board options that meets your affordability while providing you the comfort during your hospital stay.

  • Options that provide you a greater control over your out-of-pocket expenses.

 

To further enhance your coverage, you can add the PRUValue Med Booster option that guarantees an auto increasing special lifetime limit up to RM15 million.

Attachable plan

PRUValue Med and PRUValue Med Booster rider is attachable to our basic plan PRUWith You.

PRUWith You is a comprehensive investment-linked plan that comes with other add-on rider benefits. Learn more about PRUWith You.

Learn more

Cost of Insurance Rates
Please find the full of cost of insurance rates.
Important notes
Key information and disclaimers.
  1. This content contains only a brief description of the product and is not exhaustive. You are advised to refer to  Prudential Assurance Malaysia Berhad (PAMB)’s Brochure, Product Disclosure Sheet, Product / Sales Illustration, Fund Fact Sheet (if any), before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the features and benefits, exclusions and waiting periods under the policy.

  2. If you choose PRUValue Med with deductible and do not provide the date of deductible, the date of deductible will be defaulted to PRUValue Med's effective date (i.e. date of annexure). When date of deductible and/or any of PRUValue Med with deductible’s benefit is amended (i.e. Hospital daily room and board, Med Value Point, Med Saver/deductible or expiry age), deductible will restart from zero and re-accumulate each time from the new effective date and date of deductible.

PROTECTION BY PERBADANAN INSURANS DEPOSIT MALAYSIA (“PIDM”) ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS CERTIFICATE/POLICY IS(ARE) SUBJECT TO LIMITATIONS. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (“TIPS”) Brochure or contact Prudential Assurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).

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