PRUSaver
Protect your future with investment and savings insurance riders
Whether you’re looking for term insurance enhancements or additional health security, there are various types of riders to suit your needs. PRUSaver is ideal for those looking at investment and savings insurance riders, providing a unique blend of protection and investment opportunities. Build with this dynamic enhancement to your current life insurance policy, offering flexible investment choices and potential savings growth.
You can never know what the future holds. Enjoy potential returns with PRUSaver, an investment rider that helps provide you income for the rainy days upon withdrawal.
Attachable plans
The basic plans that PRUSaver can be attached to:
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Important notes
- This content contains only a brief description of the product and is not exhaustive. You are advised to refer to Prudential Assurance Malaysia Berhad (PAMB)’s Brochure, Product Disclosure Sheet, Product / Sales Illustration, Fund Fact Sheet (if any), before purchasing the plan, and to refer to the terms and conditions in the policy.
PROTECTION BY PERBADANAN INSURANS DEPOSIT MALAYSIA (“PIDM”) ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS CERTIFICATE/POLICY IS(ARE) SUBJECT TO LIMITATIONS. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (“TIPS”) Brochure or contact Prudential Assurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).
FAQ
What are riders on an insurance policy?
Insurance riders are optional add-ons that you can attach to a basic plan to enhance your insurance coverage. PRUSaver is an example of an investment-linked rider that helps policyholders increase their savings alongside their life insurance coverage.
How many types of insurance riders are there?
Various insurance riders can be added to main life insurance policies, offering extra coverage like critical illness, medical, accidental death, and premium waivers. The number and types of riders depend on the policy and individual eligibility. For a detailed list and information on each rider, including conditions and benefits, contact us today.
Can you add a rider to an existing life insurance policy?
Yes, you can typically add a rider to an existing life insurance policy. PRUSaver is an additional rider that can be attached to PRUWith You and PRUWealth Enrich.
Why Choose PRUSaver
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Flexible Investment Options: Adapt your investment strategy as your needs evolve.
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Financial Security Riders: Gain peace of mind with riders designed to protect your financial interests.
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Savings Growth Rider: Focus on long-term savings enhancement to help reach your financial goals sooner.
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Customisable Insurance Solutions: Tailor your coverage with various riders, such as medical, critical illness or accident riders.
What happens if I stop paying premiums for PRUSaver?
If premium payments for PRUSaver are discontinued, the policy may lapse, and coverage may terminate. Depending on the policy's terms, there may be options to revive the policy within a certain period or to surrender the policy and receive the cash value, subject to applicable charges and conditions.
Is PRUSaver suitable for everyone?
PRUSaver may be suitable for individuals looking for a combination of life insurance coverage and investment opportunities.
However, suitability depends on factors such as risk tolerance, investment objectives, and financial circumstances. It's advisable to consult with a financial advisor to determine if PRUSaver aligns with your financial goals and needs.