Our Riders - Insurance Add-ons

Income Benefit

You will receive annual benefits if you become Total and Permanently Disabled (TPD) or are diagnosed with a critical illness.
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income benefit

We provide annual instalments to support you during challenging times

 

While life may not always offer guarantees, our Income Benefit ensures peace of mind by paying an annual benefit to your policy account.

This benefit applies if you suffer from Total Permanent Disability (TPD) before Age Next Birthday (ANB) 71, or diagnosed a critical illness.

Attachable plan

The basic plan that Income Benefit can be attached to:

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Important notes
Key information and disclaimers
  1. This content contains only a brief description of the product and is not exhaustive. You are advised to refer to Prudential Assurance Malaysia Berhad (PAMB)’s Brochure, Product Disclosure Sheet, Product / Sales Illustration, and Fund Fact Sheet (if any) before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the features and benefits, exclusions and waiting periods under the policy.

PROTECTION BY PERBADANAN INSURANS DEPOSIT MALAYSIA (“PIDM”) ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS CERTIFICATE/POLICY IS(ARE) SUBJECT TO LIMITATIONS. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (“TIPS”) Brochure or contact Prudential Assurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).