Crisis Care
Be protected against critical illness
Critical illness can strike any time. Protect yourself from any of 43 covered critical illnesses with Crisis Care.
This plan pays a lump sum benefit after you are diagnosed with the covered critial illness. The payout does not accelerate the basic plan's coverage amount.
Attachable plans
The basic plans that Crisis Care can be attached to:
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Cost of Insurance Rates
Important notes
- This content contains only a brief description of the product and is not exhaustive. You are advised to refer to Prudential Assurance Malaysia Berhad (PAMB)’s Brochure, Product Disclosure Sheet, Product / Sales Illustration, Fund Fact Sheet (if any), before purchasing the plan, and to refer to the terms and conditions in the policy.
PROTECTION BY PERBADANAN INSURANS DEPOSIT MALAYSIA (“PIDM”) ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS CERTIFICATE/POLICY IS(ARE) SUBJECT TO LIMITATIONS. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (“TIPS”) Brochure or contact Prudential Assurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).
FAQ
What is critical illness plan?
Critical illness plan is designed to offer a lump sum payment in the event that the insured individual is diagnosed with a covered critical illness specified in the policy. This financial assistance covers medical expenses, daily living expenses, and other financial obligations that may arise during the illness period.
Discover comprehensive critical illness coverage with Prudential's Crisis Care. Our tailored critical illness insurance riders offer robust protection against a wide range of serious illnesses, ensuring financial security for you and your family.
How does Prudential's critical illness plan enhance my existing life insurance?
Adding a critical illness rider to your life insurance ensures extra financial support upon the diagnosis of severe illnesses, complementing your life insurance benefits by covering additional unforeseen costs.
How much critical illness cover do I need?
The amount of coverage you need depends on various factors, including your financial responsibilities, your health, and your existing insurance coverage. It’s wise to cover at least your annual income or the amount necessary to cover all medical and living expenses during recovery.
What is the difference between critical illness coverage and terminal illness coverage?
Critical illness cover pays out upon the diagnosis of certain specified illnesses, allowing you to use the funds as needed. Terminal illness cover typically pays out when a medical professional certifies that you have a limited time to live.
What is group critical illness coverage?
Group critical illness coverage, commonly provided by employers or associations, offers insurance protection to members against critical illnesses. It entails a lump sum payment upon diagnosis of specified critical illnesses, aiding in managing healthcare expenses and is a valuable component of employee benefits packages.
What illnesses are included in Prudential’s critical illness rider?
Prudential’s critical illness plan provides coverage for 190 different critical illnesses. For further information, contact Prudential and speak to our team.
What are the benefits of having a standalone critical illness policy?
A standalone critical illness policy provides coverage independently of other insurance policies. A standalone critical illness plan usually offers broader benefits specifically tailored to critical illnesses.
Is income protection the same as critical illness coverage?
No, income protection generally provides a regular income if you are unable to work due to illness or injury. In contrast, critical illness cover pays a lump sum if you are diagnosed with one of the specified critical conditions.