Acci Income Plus

1. This content contains only a brief description of the product and is not exhaustive. You are advised to refer to  Prudential Assurance Malaysia Berhad (PAMB)’s Brochure, Product Disclosure Sheet, Product / Sales Illustration, Fund Fact Sheet (if any), before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the features and benefits, exclusions and waiting periods under the policy.

PROTECTION BY PERBADANAN INSURANS DEPOSIT MALAYSIA (“PIDM”) ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS CERTIFICATE/POLICY IS(ARE) SUBJECT TO LIMITATIONS. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (“TIPS”) Brochure or contact Prudential Assurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).

Temporary income protection, offers a safety net by providing you with a weekly income if an accident leads to a temporary disability. Unlike Total Permanent Disability (TPD) coverage where the coverage is meant for permanent disability that pays a lump sum payment, income protection delivers continuous support during your recovery period.

• Flexible Claims: Claim your benefits multiple times, with options to adjust your coverage as your needs evolve.

• Long-Term Security: Our plans are designed for long-term viability, offering benefits that go beyond standard Accident Insurance Benefits.

• Financial Security: Your daily expenses are covered if you’re temporarily unable to work, ensuring you’ll be able to maintain your lifestyle.

• Peace of Mind: Knowing you have a source of income during injury recovery can alleviate stress and allow you to focus on recuperation.

Assess the cost of the policy against the potential benefit you could receive and your existing financial resources. Income protection might be particularly valuable if you do not have sufficient savings to cover periods of unemployment due to injury.

Income protection from Prudential's Acci Income Plus can be claimed when you suffer injuries from an accident that result in temporary disability, preventing you from working.

The specific terms for when claims can be made, such as waiting periods or particular conditions of disability, should be detailed in the policy document provided by Prudential Malaysia. For the most accurate and detailed information, please contact our Prudential team.

Acci Income Plus rider offers weekly disability income for temporary inability to work due to an accident, aiding financial stability during recovery. Payment details vary based on policy terms, including waiting periods and coverage extent.

Yes, it is typically possible to increase your income protection coverage with plans like Acci Income Plus, subject to policy terms.

Adjustments may involve increasing benefits or altering coverage scope, requiring underwriting and insurer approval, potentially affecting premiums.

The income protection benefit in Acci Income Plus is determined by the severity of disability and the insured's average weekly income, as outlined in the policy. It includes specific formulas, maximum limits, and waiting periods for claims, aiming to replace income during recovery from accident-related temporary disability.

Reach out to us today, and our Prudential team will assist you through the application based on your specific needs and circumstances.