A Lifetime Security for Your Livelihood
PRULive Well, a lifelong companion providing assurance that lasts.
Protect your future with guaranteed monthly income when disability prevents you from performing multiple Activities of Daily Living (ADL). Secure your livelihood with financial support while easing the burden on your loved ones.
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Terms and Conditions apply.
Secure your Livelihood with these Benefits
100% premium refund by maturity with policy term options up to age 80, 90 and 100
Monthly Income Benefit (MIB) up to 20 years upon disability ensuring you have options for assisted living
If you’re unable to perform Activities of Daily Living (ADL), you will receive:
- 50% of MIB when you are unable to perform 2 ADL
- 100% of MIB when you are unable to perform at least 3 ADL
Pass on your legacy with 250 times of Monthly Income Benefit for death payout
Premium waiver upon disability to ensure continuous coverage
Terms and Conditions apply.
What is ADL and why they matter?
Transfer
Mobility
Continence
Bathing/Washing
Eating
Dressing
Terms and Conditions apply.
Learn more
More About PRULive Well
PRULive Well is a non-participating plan that provides coverage up to age 100. It provides Monthly Income Benefit and waives future premium if you are unable to perform at least 2 Activities of Daily Living, and pays a lump sum death benefit if you die during the term of the policy. Furthermore, it also refunds the total premium at maturity of the policy.
Download the flyer in your preferred language.
About Our Plan
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How much does it cost (your premium)? |
Insurance premium will vary according to the amount of coverage, age, gender, smoker status and policy term. Please click here for sample premium. |
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How long will I need to pay premiums? |
For individuals between the ages of 40 and 55, the policy is payable for a duration of 20 years. For individuals aged 56 and above, the policy is payable for a duration of 20 years. |
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How long does the coverage last? |
Up to 80, 90 or 100 years old. |
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How old must the life assured (the person covered by the policy) be when the policy starts? |
40 years old - 70 years old. |
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What's the minimum amount of coverage? |
RM1,000/month. |
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What's the maximum amount of coverage? |
Our underwriters decide this, depending on your circumstances. |
All ages in this table are age next birthday (ANB)
Important notes
This content contains only a brief description of the product and is not exhaustive. You are advised to refer to Prudential Assurance Malaysia Berhad (PAMB)’s Leaflet, Product Disclosure Sheet and Sales Illustration before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the features and benefits and exclusions under the policy.
The benefit(s) payable under eligible certificate/policy is(are) protected by Perbadanan Insurans Deposit Malaysia ("PIDM") up to limits. Please refer to PIDM's Takaful and Insurance Benefits Protection System ("TIPS") Brochure or contact Prudential Assurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).