PRUAll Care is a regular premium non-participating insurance plan that provides comprehensive coverages which are inclusive of multi pay critical illness (CI) covering early to late stage CI, Post Surgery Recovery Benefit, Intensive Care Support Benefit, Mental Health Benefit and Juvenile Mental Health Benefit. It also offers Compassionate Benefit upon death of the life assured.

Download our product leaflet in your preferred language for more details on the plan’s coverage.

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About your plan 

All ages in this table are age next birthday (ANB).

1. This content contains only a brief description of the product and is not exhaustive. You are advised to refer to  Prudential Assurance Malaysia Berhad (PAMB)’s Leaflet, Product Disclosure Sheet, Sales Illustration, and the consumer education booklet on Life Insurance and Medical & Health Insurance before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the features and benefits, exclusions and waiting periods under the policy.

Mental health insurance provides coverage for certain costs associated with mental health treatment, such as psychiatric consultations and therapy sessions. While Prudential does not offer a standalone mental health insurance plan, our critical illness solution, PRUAll Care, includes mental health coverage as part of its comprehensive offerings. By opting for PRUAll Care, you receive a well-rounded critical illness plan that addresses various aspects of healthcare, including mental health, ensuring you have the necessary protection in place for a range of medical conditions.

This depends on your insurance provider and factors such as the cause of the condition. As such, the best thing you can do is to check your policy or ask one of our insurance agents at Prudential.

Again, this will depend on your insurance provider and your policy. For example, PRUAll Care offers coverage for those diagnosed with Severe Major Depressive Disorder (Severe MDD).

Yes. Prudential’s PRUAll Care offers coverage for 7 mental health conditions, including but not limited to Severe MDD, schizophrenia and bipolar disorder.

The cost of mental health services can vary widely depending on several factors. These factors may include the type of treatment being sought, the experience and qualifications of the therapists or psychiatrists, the location of the services, and any medications that may be prescribed. To better understand the potential costs associated with mental health services in your specific situation, it is advisable to consult with mental health professionals and research local rates for the treatments you are considering.