PRUFirst
Get Covered. Keep Doing What You Love.
Your Comprehensive First Plan
Whether it’s a cup of coffee or your daily dose of music, there are some things in life you just can’t live without. That’s why we’ve created a solution that’s as essential as your life’s essentials.
PRUFirst is a comprehensive plan that covers Medical, Accident, Life/ Total and Permanent Disability (TPD) and Payor Benefit - with the flexibility to upgrade with Critical Illness Coverage and Medical Booster. That way, you can continue to enjoy your lifestyle and be worry-free about costly medical treatments or sustaining your cost of living.
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It's all customisable to your needs
From RM138 per month*
From RM188 per month*
Basic + Total Multi Crisis Care
(From RM168/month*)
Basic + PRUMillion Med Booster
(From RM188/month*)
From RM208 per month*
Starts from RM138/month*, with the flexibility to upgrade for more.
High Medical Coverage
Extensive Accident Coverage
Life / TPD Coverage
Critical Illness Coverage
Payor Coverage
Learn more
Important notes
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PRUFirst is a solution offered using our product, PRUWith You as its basic plan.
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Please note that the package here consists of components that can be bought separately, and you are not obligated to select all components of this package.
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This content contains only a brief description of the product and is not exhaustive. You are advised to refer to Prudential Assurance Malaysia Berhad (PAMB)’s Brochure, Product Disclosure Sheet, Product/ Sales Illustration, Fund Fact Sheet (if any), before purchasing the plan, and to refer to the terms and conditions in the policy document for details of the features and benefits, exclusions and waiting periods under the policy.
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This product comes with Extension of Coverage Term to extend the term of basic plan up to the Policy Anniversary of Life Assured’s age 100. For rider(s), if applicable, the rider's term will be extended up to the Policy Anniversary of Life Assured's age 100 or the rider’s maximum coverage term, whichever is earlier. Unless you request to disable the Extension of Coverage Term, your policy will be auto extended as long as it has sufficient value of units to be deducted to pay for the relevant charges, fees and taxes during the extended term. To ensure sufficient value of units, additional premium is likely required during the extended term. During the extended coverage term, the coverage provided by the basic plan and rider(s) (if applicable) will remain the same.
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Any age references shall be on the basis of Age Next Birthday.
PROTECTION BY PERBADANAN INSURANS DEPOSIT MALAYSIA (“PIDM”) ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS CERTIFICATE/POLICY IS(ARE) SUBJECT TO LIMITATIONS. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (“TIPS”) Brochure or contact Prudential Assurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).