CI Plans Enhancement
With Revised (Shorter) Survival Period
As your preferred insurer, we create a better value in your CI coverage by revising the survival period from 30 or 14 days to 7 days.
You will be able to claim for the CI benefits if the Life Assured survives more than 7 days from the diagnosis date, with the condition that the diagnosis date of your critical illness falls on or after effective date and the claim fulfills other terms and conditions stated in the policy document.
All new or existing customers with impacted CI plans1 will automatically be entitled to this 7 days survival period starting from 15 October 2022, with no impact on your current policy premiums and Cost of Insurance Charge (if any).
Check out our Critical Illness Insurance Plans to understand more about our CI benefits.
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Important notes
1Please refer FAQ for the list of impacted CI Plans.
FAQ
What is survival period in critical illness?
Survival period is the duration that an individual must be alive after the date of diagnosis of a Critical Illness, Early Critical Illness, Diabetic Related Condition, Joint Related Condition and/or Juvenile CI Condition, whichever is applicable to the respective CI Plan(s).
What is the impact to my premium and charges from this survival period revision?
There is no impact to your current premium rate and Cost of Insurance Charge (if any) from this survival period revision.
When is the effective date of the revised survival period?
This revised survival period is effective from 15 October 2022. Your claim will be subject to old survival period if the diagnosis date of any critical diseases falls before 15 October 2022.
Which plans are applicable to this initiative?
This initiative is applicable to the following CI Plans:
|
No |
Plan Name |
|
1 |
Crisis Care |
|
2 |
Early Crisis Care |
|
3 |
Multi Crisis Care |
|
4 |
Total Multi Crisis Care |
|
5 |
Essential Child Plus |
|
6 |
PRUAll Care |
|
7 |
Crisis Cover Income |
|
8 |
Crisis Defender |
|
9 |
Early Crisis Protector |
|
10 |
MultiAssure |
|
11 |
Multiple Crisis Protector |
|
12 |
PRUCancer Care |
|
13 |
PRUCrisis Cover |
|
14 |
PRUEssential Child |
|
15 |
PRUEssential Lady |
|
16 |
PRUEssential Mother |
|
17 |
PRUEssential Wellness |
|
18 |
PRUMy Guard My Lady |
|
19 |
PRUMultiple Crisis Cover |